Burden of Student Loans

When Does Debt Become Too Much?

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Choosing the Right Loan

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Managing Your Debt Wisely

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Path to Debt-Free Graduation

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SWIPE UP TO SEE HOW TO AFFORD COLLEGE

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Burden of Student Loans

In the U.S., 43.2 million people have federal student loan debt, soaring from over $1 trillion a decade ago to $1.7 trillion today.

When Does Debt Become Too Much?

Sustainable student debt should not exceed your expected starting salary after graduation, with monthly payments below 8%-10% of your future income.

Choosing the Right Loan

Federal loans are preferable for their flexible repayment plans and interest benefits. Private loans should be a last resort due to higher risks.

Managing Your Debt Wisely

Borrow only what you need by considering your future salary, the cost of your education, and exploring scholarships and work-study programs first.

Path to Debt-Free Graduation

Over 40% of students at public 4-year colleges graduate without any debt, proving careful planning and smart choices can lead to a debt-free degree.

SWIPE UP TO SEE HOW TO AFFORD COLLEGE